Any serious financial institution, when deciding to close a client’s account, follows due process:

– They reach out,
– They explain the reasons,
– They give you time to respond,
– They request additional documents,
– They give you a chance to clarify the situation.

This is not about being polite.
This is a basic principle of legal and civil conduct.

But not at bunq.

At bunq, it looks like this:

– No email.
– No reason.
– No opportunity to respond.
– Account closed without warning.
– Funds frozen.
– A chatbot as your only ‘support’.
– No human contact.
– Just silence.

And all this in an app that calls itself “The Bank of The Free.”

📌 But this is not freedom.

It’s a digital regime wrapped in a colorful interface.

You can run your operations by the book.
You can be transparent.
You can engage with support.

But if the algorithm flags you-you’re out.

No voice.
No defense.
No access to your own money.

💬 So I ask directly:

Is this still a bank-or a faceless system of repression?

Because today, it happened to me.
Tomorrow?

It could happen to you.

🧨 bunq doesn’t close accounts-it erases them without a trace of dialogue.
📖 https://spinangacase.com

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